Features & Security Architecture
Local-First On-Device Spending Intelligence
Discover how Pocket Advisor detects bank & UPI SMS transactions securely on-device, solves group debt with bipartite graph math, and maintains local-first offline encryption.
Pocket Advisor: Core Architecture & Features
Pocket Advisor is natively designed for Android with an offline-first architecture. It delivers automated tracking and financial intelligence without sacrificing your personal privacy.
1. Automatic On-Device Bank & UPI Tracking
Deterministic regex engines detect incoming debit and credit transaction SMS alerts from HDFC, SBI, ICICI, Axis, Kotak, Bandhan, PhonePe, and Google Pay in real time. Runs 100% on-device under Google Play financial exceptions with zero server telemetry.
2. SQLCipher AES-256 Encrypted Local Ledger
Your transactions, account balances, and budget caps are encrypted with military-grade 256-bit AES database encryption. Data is stored on your device's internal storage and cannot be read by other applications.
3. Mathematical 2-Stage Group Debt Minimization
Split expenses with roommates and travel groups using bipartite graph greedy matching. Collapses entangled multilateral debts down to the fewest bilateral payments.
4. Interactive Home Screen Widgets
Monitor real-time monthly budget velocity, daily spending caps, and remaining category allocations directly from your Android home screen without launching the app.